We do know that critical illness cover is probably the most emotive policy you will ever buy, but if you are the one in three that will have a critical illness, you'll never forget the day you took out a policy!
These policies are designed to pay out a lump sum if you are diagnosed with any one of a number of named serious conditions.
The conditions covered vary from company to company, but will normally include Cancer, Heart Attack and Stroke. There will frequently be a long list of other conditions such as MS, Motor Neurone Disease, loss of sight, hearing and limbs, and others, the details of which vary between insurance companies.
The important difference is that the sum is paid while you are living to allow you to deal with your financial affairs, but does not automatically pay out on death although his may be included at a higher premium.
" The only way to find out if a you are over-paying on your insurance, is to have an Independent Review "
For more information on any of our services or
to arrange a FREE no obligation illustration of your requirements, Contact Us Now.