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Life

Life cover (also known as life insurance or term assurance) offers you and your family financial protection when you need it most.

Term Assurance is a plan which aims to pays out a guaranteed tax-free sum of money if the Life Assured dies or is diagnosed with a terminal illness and is eligible to claim during the term of the plan.

Level or decreasing term options available.

Joint cover option to cover spouse or civil partner.

Term Assurance typically includes:

Terminal Illness Cover - the sum assured will be paid out if the Life Assured is diagnosed as suffering from a terminal illness and is eligible to claim (for example when life expectancy is less than 12 months). This does not apply to the last 12 to 18 months of the term of your plan, dependent on the insurer.

 

" The only way to find out if a you are over-paying on your insurance, is to have an Independent Review "

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