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Secured Loans

We specialise in the following areas:

Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, holidays, or anything your clients choose. Any amount can be borrowed from £5,000 to £100,000.

To qualify for a loan you must be over 18, resident in the UK and a homeowner. Loans are available on interest only if required, with fixed rate and flexible options available.

There are many schemes available for those that have had credit problems in the past and those that have already been declined for a loan elsewhere. We also have schemes available for those with a good financial track record. We can offer highly competitive rates to these types of borrowers that are often lower than you would imagine. A secured loan allows your clients to take advantage of preferential interest rates that would not be available for an un-secured personal loan.

The amount that can be borrowed, the term available and the A.P.R will all depend upon the equity in the property, the lender's view of the borrowers' ability to repay the loan and their personal circumstances. For example any adverse credit can affect the amount that can be borrowed or the interest rate available.

Initial assessment can be made quickly, however loans under £25,000 are regulated, and a consideration period will be given to allow time for borrowers to assess the implications of the credit agreement, and to ensure that they are fully aware of all the terms and conditions.

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For more information on any of our services or
to arrange a FREE no obligation illustration of your requirements, Contact Us Now.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.